Work & family · Jurisdiction DE

German statutory pension

In Germany, Deutsche Rentenversicherung runs the statutory pension. A useful step is a Kontenklärung: checking the insurance record and closing gaps. Finmon does not turn that into a pension forecast.

In more detail

Periods of work, childcare, illness or education can count for pension law, if they are on the record. Kontenklärung (form V0100, also online) is an administration step at DRV, not a calculator in this app.

Background

Pension information and the insurance record come from DRV, not from Finmon. Earnings points, qualifying periods and pension age follow German law and can change. This module is DE only; it is not a UK State Pension and not a forecast.

An example

You request a Kontenklärung from Deutsche Rentenversicherung and check missing school or childcare periods. The app does not replace that step and does not calculate a future pension.

A common misconception

The app can forecast my statutory pension.

Finmon does not forecast a German pension. Kontenklärung is done with DRV.

Source: Deutsche Rentenversicherung · V0100 Antrag auf Kontenklärung. Last reviewed: 2026-10-31. Editorially reviewed on 2026-10-31. Next review 2027-10-31. Version 0.2.0. Finmon explains. It does not advise. Not investment, tax or legal advice.