Investing · General financial education

Prospectus and key information document basics

A prospectus and a key information document explain what a product is, which risks and costs are disclosed and how it works. They are 'read this' ideas, not ad copy.

In more detail

Typical blocks: objective, risks, costs, how you can trade. Jurisdictions use different formats (prospectus, KID, factsheet). Finmon invents no fine amounts and fills no forms.

Background

Read the document before you click. This sits next to fees, ETFs, index funds, and risk. Finmon does not recommend a product.

An example

Before buying you open the key information document: objective, risk indicator, ongoing charges. The slogan alone is often missing there.

A common misconception

If it is advertised, I do not need the documents.

Ads are selective. Prospectus and key info bundle required risk and cost disclosures.

Source: Investor.gov · Prospectus. Last reviewed: 2026-11-09. Editorially reviewed on 2026-11-09. Next review 2027-11-09. Version 0.2.0. Finmon explains. It does not advise. Not investment, tax or legal advice.